The faster and easier way to get a business loan.
Qualify For £50,000

Loans for £2,000 - £50,000.

No collateral required.

Apply in 5 Minutes

No paperwork.

The application process takes less than 5 minutes.

The Working Capital You Need

Fixed monthly payments.

No end-of-month obligations.

It’s Easy

Safe and secure.

Applying is free.

How it works

Apply online in minutes

Tell us a bit about your business and how much you´d like to borrow.

Get a loan offer

We will present you with a loan offer. Review your monthly repayment and interest rate and let´s proceed.

Monthly billing

After your loan has been approved, funds will be transferred to your account within one business day.


What we can offer your business

Working capital loans

Borrow up to £50,000 quickly and easily. Whether it’s vendors who need to be paid, inventory, or leasing equipment, get the working capital you need to run your business. Complete a loan application online and get an answer within minutes.


Complete transparency

Doing business is easier when trust is established. With all our loans, what you see is what you get. Fixed monthly repayments and no end-of-month obligations. Pay only for what you use with no hidden costs or prepayment penalties.


Loan decisions based on your cash flow

We strive to say yes when others say no. We review your loan application based on your cash flow situation, not your credit score only.


what we offer

Trustpilot Reviews

5 days
Second loan from Ferratum Business
This is the second time we have Ferratum Business. Each time we have had a positive experience with them. They are quick and talk through the loan and how it works. Particularly like the ability to pay off early with no penalties.
James Chapple
1 week
Quick concise service
Quick concise service. Highly recommended.
Rory McMillen
1 month
Great Service
Great Service. The team response rate was faster than 999.
Idris Adetayo

Am I eligible for a business loan?

In Operation

Your business has been in operation for more than 12 months.


Your company earns at least £75,000 in annual turnover.


All owners of your company are the United Kingdom based.

Bank account

You have a dedicated business bank account.

Physical presence

You have a physical business presence in the United Kingdom.

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