Why choose us?

Transparent Terms

Our pricing is simple and transparent. Our pricing is simple and transparent and there are no hidden costs. Your approved loan amount, terms, and costs are based on our analysis of your business. Fees range from 2% to 3% based on a number of business performance factors. There is a 2.5% origination fee for new loans. Apply now and see your personalized offer.

Simple Process

We've simplified small business lending. No paperwork, and no waiting in line. In fact, our application process takes less than 5 minutes to complete. Get approved for up to £50,000  and withdraw working capital up to once a day.

Personal Service

We understand your investment is a professional, financial, and emotional one. From applying to managing your account and making the most of your capital, our friendly in-house team of experts are here to help whenever you need.

how it works

About Ferratum Business

With offices in Stockholm, Helsinki, Vilnius, Copenhagen, Perth and Liverpool Ferratum Business is focused on helping small businesses in the United Kingdom meet their financial needs.

Ferratum Business is a division of the Ferratum Group, a leading European finance company. The Ferratum Group is publicly traded on the Frankfurt Stock Exchange and operates in over 24 countries worldwide.

We understand that your business moves fast and conventional bank financing is often complicated or too slow to meet your needs. We created Ferratum Business to provide small business owners the working capital they need when they need it.

Using both state of the art technology and highly trained loan specialists, we are able to approve business loans faster and more often - all without collateral requirements, interviews, or paperwork.

Trustpilot Reviews

2 weeks
Excellent service and result!
Excellent service and result!
Kenneth Garrad
1 month
Great team Duncan great guy
Great team Duncan great guy
Jeferson Dib
1 month
Verry good and easy business company…
Verry good and easy business company loan.
Ciprian Cornea

Blog / News

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People brainstorming
Deciding when and how to get a business loan can be a daunting process. The good news is that it doesn’t have to be needlessly complicated. Before you get started, it is wise to know what options are available for you and what is required from your end. Read our guide on business loans to find how to compare business loans and take away the guesswork.
How to Make Debt Work for Your Business
We all heard the old saying that to make money one must spend money, and it’s somehow true. Business owners need money to secure growth for their businesses. Investing in equipment, advertising, hiring, inventory or property can make a huge difference in today’s business environment.
Check out our can't-miss list of the best free tools and resources that make for great alternatives to the most popular paid tools and services.
It’s important to understand how applying for a business loan with personal guarantee works. Entrepreneurs can grow their companies by accessing financing for new fintech companies, faster and easier online. Find out all you need to know about how personal guarantees work with business loans

So, a person walks into a bank…


It sounds like the start of a riddle, doesn´t it? Well, in today´s day and age, walking into a bank kind of is.


To a small business owner, the saying “time is money” is a reality. When running an SME, every minute counts.

Check out our can't-miss list of the best free tools and resources that make for great alternatives to the most popular paid tools and services.

From drones to AI to 3-D printing and mobile apps, every day it seems there are new inventions and solutions which push the limits of what we thought imaginable.