Why choose us?

Transparent Terms

Our pricing is simple and transparent. Our pricing is simple and transparent and there are no hidden costs. Your approved loan amount, terms, and costs are based on our analysis of your business. Fees range from 2% to 3% based on a number of business performance factors. There is a 2.5% origination fee for new loans. Apply now and see your personalized offer.

Simple Process

We've simplified small business lending. No paperwork, and no waiting in line. In fact, our application process takes less than 5 minutes to complete. Get approved for up to £50,000  and withdraw working capital up to once a day.

Personal Service

We understand your investment is a professional, financial, and emotional one. From applying to managing your account and making the most of your capital, our friendly in-house team of experts are here to help whenever you need.

how it works

About Ferratum Business

With offices in Stockholm, Helsinki, Vilnius, Copenhagen, Perth and Liverpool Ferratum Business is focused on helping small businesses in the United Kingdom meet their financial needs.

Ferratum Business is a division of the Ferratum Group, a leading European finance company. The Ferratum Group is publicly traded on the Frankfurt Stock Exchange and operates in over 24 countries worldwide.

We understand that your business moves fast and conventional bank financing is often complicated or too slow to meet your needs. We created Ferratum Business to provide small business owners the working capital they need when they need it.

Using both state of the art technology and highly trained loan specialists, we are able to approve business loans faster and more often - all without collateral requirements, interviews, or paperwork.

Trustpilot Reviews

3 weeks
EXCELLENT OUTCOME - MUCH APPRECIATED.
Ferratumbusiness has been excellent in this business process. Would recommend to all as the outcome has been positive at the right time when needed. Much appreciated.
SAM MARFO
3 months
Excellent service
Excellent service. Quick and efficient and very pleasant, professional and polite members of staff. Would highly recommend!
Johanne Harvey
3 months
Fantastic for small businesses
Incredibly simple, fast and straightforward process. Very professional and courteous service. Would highly recommend!
M Soliman

Blog / News

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Does Your Small Business Offer A Loyalty Program?
30/08/2018
If you think that loyalty or reward programs are only for “big box” stores and supermarket chains, think again. Brand awareness and marketing are crucial for every small business and giving your customers value and earning their loyalty...
How Much Money Can I Get From A Business Loan?
08/08/2018
When it comes to running a small or medium business, time is always of the essence. Whether it’s vendors who need to be paid, paying staff, production costs, or inventory, we know that every day and every cent can make a difference...
Why You Should Attend Conferences As A Small Business Owner
04/07/2018
As a small business owner, when it comes to finding inspiration, keeping on top of the latest trends in your industry, and connecting with potential partners and customers, there´s no better opportunity than at conferences.
Why It´s Important To Pay Your Bills On Time
28/06/2018
If you´re running a small or medium business, chances are you´re familiar with the expression “when it rains, it pours”. Between inventory, production, and marketing costs, equipment hire, and employee salaries, having enough working capital to...
08/01/2018

So, a person walks into a bank…

 

It sounds like the start of a riddle, doesn´t it? Well, in today´s day and age, walking into a bank kind of is.

 

To a small business owner, the saying “time is money” is a reality. When running an SME, every minute counts.