Why choose us?

Transparent Terms

Our pricing is simple and transparent. Our pricing is simple and transparent and there are no hidden costs. Your approved loan amount, terms, and costs are based on our analysis of your business. Fees range from 2% to 3% based on a number of business performance factors. There is a 2.5% origination fee for new loans. Apply now and see your personalized offer.

Simple Process

We've simplified small business lending. No paperwork, and no waiting in line. In fact, our application process takes less than 5 minutes to complete. Get approved for up to £50,000  and withdraw working capital up to once a day.

Personal Service

We understand your investment is a professional, financial, and emotional one. From applying to managing your account and making the most of your capital, our friendly in-house team of experts are here to help whenever you need.

how it works

About Ferratum Business

With offices in Stockholm, Helsinki, Vilnius, Copenhagen, Perth and Liverpool Ferratum Business is focused on helping small businesses in the United Kingdom meet their financial needs.

Ferratum Business is a division of the Ferratum Group, a leading European finance company. The Ferratum Group is publicly traded on the Frankfurt Stock Exchange and operates in over 24 countries worldwide.

We understand that your business moves fast and conventional bank financing is often complicated or too slow to meet your needs. We created Ferratum Business to provide small business owners the working capital they need when they need it.

Using both state of the art technology and highly trained loan specialists, we are able to approve business loans faster and more often - all without collateral requirements, interviews, or paperwork.

Trustpilot Reviews

1 day
Incredibly Happy
Thank you so much for your support.
Garfield Griffiths
2 weeks
Received funds within 2 hours of…
Received funds within 2 hours of application acceptance. Excellent service so far.
2 months
Finance your business
A simple process to to support and fund your business. Helpful staff who always seek to find a solution and at competitive pricing. Well done Ferrantum.
Geoff Kontzle

Blog / News

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Check out our can't-miss list of the best free tools and resources that make for great alternatives to the most popular paid tools and services.
It’s important to understand how applying for a business loan with personal guarantee works. Entrepreneurs can grow their companies by accessing financing for new fintech companies, faster and easier online. Find out all you need to know about how personal guarantees work with business loans
plan for small business
If you run a small business, you know there are many topics to consider. We believe you're left to focus on these 8 subjects when attempting to grasp all accessible data
relieved business owner ferratum business blog
Most business owners think that it’s hard to qualify for a small business loan, mostly after they were rejected by a bank. After talking to a lot of small business owners we say that it’s not hard to qualify for a small business loan.

So, a person walks into a bank…


It sounds like the start of a riddle, doesn´t it? Well, in today´s day and age, walking into a bank kind of is.


To a small business owner, the saying “time is money” is a reality. When running an SME, every minute counts.

Check out our can't-miss list of the best free tools and resources that make for great alternatives to the most popular paid tools and services.

From drones to AI to 3-D printing and mobile apps, every day it seems there are new inventions and solutions which push the limits of what we thought imaginable.