Why choose us?

Transparent Terms

Our pricing is simple and transparent. Our pricing is simple and transparent and there are no hidden costs. Your approved loan amount, terms, and costs are based on our analysis of your business. Fees range from 2% to 3% based on a number of business performance factors. There is a 2.5% origination fee for new loans. Apply now and see your personalized offer.

Simple Process

We've simplified small business lending. No paperwork, and no waiting in line. In fact, our application process takes less than 5 minutes to complete. Get approved for up to £50,000  and withdraw working capital up to once a day.

Personal Service

We understand your investment is a professional, financial, and emotional one. From applying to managing your account and making the most of your capital, our friendly in-house team of experts are here to help whenever you need.

how it works

About Ferratum Business

With offices in Stockholm, Helsinki, Vilnius, Copenhagen, Perth and Liverpool Ferratum Business is focused on helping small businesses in the United Kingdom meet their financial needs.

Ferratum Business is a division of the Ferratum Group, a leading European finance company. The Ferratum Group is publicly traded on the Frankfurt Stock Exchange and operates in over 24 countries worldwide.

We understand that your business moves fast and conventional bank financing is often complicated or too slow to meet your needs. We created Ferratum Business to provide small business owners the working capital they need when they need it.

Using both state of the art technology and highly trained loan specialists, we are able to approve business loans faster and more often - all without collateral requirements, interviews, or paperwork.

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business checklist
07/01/2020

The slowdown marked by winter or post seasonal sales is affecting quite a few small and medium sized businesses. While for some this comes after the business experiences an increase in sale, other businesses just deal with the seasonal aspect of their business.

business loan terminology
12/12/2019
There is a lot to consider when choosing the right business loan. Check out what are the most common business loan terms and terminology you should be aware of when searching for a business loan for your company.
marketing channels
06/12/2019
We all want the biggest return for our marketing efforts. But how do you know which marketing channels are the right ones to get you the most for your ad spend and your time? If you don't know where to start, we can help. Check out what are the most effective marketing channels and see what you can test in your industry ->
business woman using computer
05/12/2019
The holiday season might be the busiest season for your company’s. Read through our article and see if your company is ready. If not we have some great tips on how to prepare. See them now!
08/01/2018

So, a person walks into a bank…

 

It sounds like the start of a riddle, doesn´t it? Well, in today´s day and age, walking into a bank kind of is.

 

To a small business owner, the saying “time is money” is a reality. When running an SME, every minute counts.

business checklist
07/01/2020

The slowdown marked by winter or post seasonal sales is affecting quite a few small and medium sized businesses. While for some this comes after the business experiences an increase in sale, other businesses just deal with the seasonal aspect of their business.

business woman using computer
05/12/2019
The holiday season might be the busiest season for your company’s. Read through our article and see if your company is ready. If not we have some great tips on how to prepare. See them now!
31/08/2019
Check out our can't-miss list of the best free tools and resources that make for great alternatives to the most popular paid tools and services.
08/01/2018

From drones to AI to 3-D printing and mobile apps, every day it seems there are new inventions and solutions which push the limits of what we thought imaginable.

 

08/01/2018

In 2013, American research-based, global performance-management consulting company Gallup conducted a 142-country survey which showed that only 13% of employees worldwide are engaged in their work.