How can we help?

What are the terms of Ferratum Business loans?

Ferratum Business offers Capital Installment Loans to small businesses. Loan amounts available range between £2,000 and £50,000. Loans are available on 6-18 month terms.

How do I apply, and what information do I need to provide?

Our application process is simple and is all completed online. Applications are completed in less than 5 minutes.

In addition to the information requested through the online application, we may also request for the following:

  • Your latest closing of accounts or bank statements from the past 3 months.
  • A photo of you and your ID sent via your mobile phone.
How do I qualify for Ferratum Business financing?

Qualifications for a Ferratum Business loan are:

  • That your business has been in operation for 12 months
  • Your company earns at least £75, 000 in annual revenues
  • All owners of your company are the United Kingdom based
  • You have a dedicated business bank account
  • You have a physical business presence in the United Kingdom


Can I repay my loan early?

Yes, you can repay the loan at any time with no pre-payment penalties. You only pay during the time you have the loan.

Is there any obligation when I apply?

No, there is no obligation to apply online.

Do I need a collateral?

No, Ferratum Business loans are not secured by specific assets such as real estate. You will, however, need to provide a personal guarantee for the loan.

How quickly I can receive a Ferratum Business Loan?

Our goal is to approve all loans within one business day and disburse the funds the day after approval. Generally, you can expect to receive funds in your account within 2 business days of completing the Ferratum Business application.

How do I repay my loan?

Loan repayments are made monthly in equal installments.

What are Ferratum’s fees and interest rates?

We charge a 2.5% origination fee for all of our business loans. Our average monthly interest rate is 3% of the loan amount but ultimately the interest rate is based on our proprietary credit assessment of your business.

What AccountScore is used for?

If you grant us your permission, we can then view your business bank account transaction data via AccountScore secure service for a faster loan decision. Check AccountScore FAQ for more info: AccountScore support page

Call us

Our customer service is happy to help you.

Mon-Fri 09:00-17:00


Send email

We do our best to answer your email within 12 hours.